What Goes in a Settlement Agreement
| Section | What It Covers |
|---|---|
| Property Division | Real estate, vehicles, personal items, bank accounts, investments |
| Debt Allocation | Mortgages, credit cards, student loans, other debts |
| Spousal Support | Amount, duration, and conditions for alimony payments |
| Child Custody | Legal and physical custody arrangements |
| Visitation Schedule | Regular schedule, holidays, vacations, special occasions |
| Child Support | Monthly amount, medical/dental coverage, education expenses |
| Insurance | Health, life, and auto insurance continuation or changes |
| Tax Matters | Filing status, dependent claims, division of refunds/obligations |
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How to Create a Settlement Agreement
- List all assets and debts: Create a complete inventory of everything owned and owed
- Discuss and agree on terms: Both spouses must agree on how everything will be divided
- Address children: If applicable, create a custody and support plan
- Draft the agreement: Use an online template service for proper legal language
- Both spouses sign: Both must voluntarily sign the agreement
- Submit with divorce petition: File as part of your uncontested divorce package
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Create Agreement →Settlement Agreement FAQ
A divorce settlement agreement covers property division, debt allocation, spousal support (alimony), child custody and visitation, child support, insurance continuation, tax filing arrangements, and any other matters the spouses need to resolve.
Yes. Once signed by both spouses and approved by the court as part of the divorce decree, a settlement agreement becomes a legally binding court order. Violations can be enforced through contempt of court proceedings.
No. Many couples create their own settlement agreements using online legal document services. However, having each spouse independently review the agreement with their own attorney is recommended for complex situations involving significant assets or business interests.
Property division terms are typically final and cannot be modified. However, child custody, child support, and sometimes spousal support can be modified if there is a significant change in circumstances.